Statistics

FiTCH RATINGs

B+
LT IDR
Stable

Мicrofinance organization
KMF LLC
В
ST IDR
В+
LC LT IDR
Stable
В
LC ST IDR
ВВВ
National LT
Stable

Statistics

NOTE: USD/KZT exchange rate as of March 31, 2023: $1 = KZT 451.71

Gross Loan Portfolio, KZT 000’s

212 143 760

growth/decline: 2,6%

Number of active clients

257 898

growth/decline: 0,2%

PAR>30 days + restructured, KZT 000’s

15 524 078

share: 7%

Number of female clients

141 544

share: 55%

Number of clients from rural areas

171 952

share: 67%

Number of employees

2 171

Number of credit employees

715

share: 33%

NOTE: USD/KZT exchange rate as of 31 December 2022: $1 = KZT 462.65

Gross Loan Portfolio, KZT 000’s

206 826 713

growth/decline: 1%

Number of active clients

257 301

growth/decline: 1%

PAR>30 days + restructured, KZT 000’s

15 669 595

share: 8%

Number of female clients

142 228

share: 55%

Number of clients from rural areas

171 390

share: 67%

Number of employees

2 142

Number of credit employees

713

share: 33%

NOTE: USD/KZT exchange rate as of 30 Septermber 2022: $1 = KZT 476.71

Gross Loan Portfolio, KZT 000’s

205 137 887

growth/decline: 5%

Number of active clients

254 541

growth/decline: 3%

PAR>30 days + restructured, KZT 000’s

15 669 595

share: 8%

Number of female clients

140 327

share: 55%

Number of clients from rural areas

169 636

share: 67%

Number of employees

2 122

Number of credit employees

718

share: 34%

NOTE: Note: USD/KZT exchange rate as of 30 June 2021: $1 = KZT 466,31

Gross Loan Portfolio, KZT 000’s

193 654 468

growth/decline: 12%

Number of active clients

247 432

growth/decline: 15%

PAR>30 days + restructured, KZT 000’s

13 193 223

share: 7%

Number of female clients

135 746

share: 55%

Number of clients from rural areas

159 920

share: 67%

Number of employees

2 092

Number of credit employees

717

share: 34%

NOTE: USD/KZT exchange rate as of 30 June 2021: $1 = KZT 466,31

Gross Loan Portfolio, KZT 000’s

172 905 633

growth/decline: 22%

Number of active clients

237 051

growth/decline: 3%

PAR>30 days + restructured, KZT 000’s

13 415 396

share: 8%

Number of female clients

130 826

share: 55%

Number of clients from rural areas

159 920

share: 67%

Number of employees

2 061

Number of credit employees

701

share: 34%

NOTE: USD/KZT exchange rate as of 31 December 2021: $1 = KZT 431,67

Gross Loan Portfolio, KZT 000’s

162 543 507

growth/decline: 9%

Number of active clients

230 091

growth/decline: 5,7%

PAR>30 days + restructured, KZT 000’s

13 250 413

share: 8%

Number of female clients

128 705

share: 56%

Number of clients from rural areas

155 998

share: 68%

Number of employees

1 990

Number of credit employees

1 004

share: 50%

NOTE: USD/KZT exchange rate as of 30 September 2021: $1 = KZT 425,7

Gross Loan Portfolio, KZT 000’s

149 133 766

growth/decline: 5%

Number of active clients

217 610

growth/decline: 0,93%

PAR>30 days + restructured, KZT 000’s

16 328 040

share: 11%

Number of female clients

121 758

share: 56%

Number of clients from rural areas

148 039

share: 68%

Number of employees

1 931

Number of credit employees

974

share: 50%

NOTE: USD/KZT exchange rate as of 30 June 2021: $1 = KZT 427,89

Gross Loan Portfolio, KZT 000’s

141 156 819

growth/decline: 4%

Number of active clients

215 600

growth/decline: -3%

PAR>30 days + restructured, KZT 000’s

21 819 684

share: 16%

Number of female clients

120 100

share: 56%

Number of clients from rural areas

146 551

share: 68%

Number of employees

1 917

Number of credit employees

983

share: 51%

NOTE: USD/KZT exchange rate as of 31 March2021: $1= KZT 424,89

Gross Loan Portfolio, KZT 000’s

137 188 674

growth/decline: 1%

Number of active clients

218 177

growth/decline: -2%

PAR>30 days + restructured, KZT 000’s

29 317 315

share: 21%

Number of female clients

122141

share: 56%

Number of clients from rural areas

148 044

share: 68%

Number of employees

1 864

Number of credit employees

989

share: 53%

NOTE: USD/KZT exchange rate as of 31 December 2020: $1 = KZT 420,91

Gross Loan Portfolio, KZT 000’s

136 273 144

growth/decline: 1%

Number of active clients

222 099

growth/decline: -10%

PAR>30 days + restructured, KZT 000’s

39 189 219

share: 29%

Number of female clients

125 757

share: 57%

Number of clients from rural areas

150 131

share: 68%

Number of employees

1 811

Number of credit employees

921

share: 51%

NOTE: USD/KZT exchange rate as of 1 October 2020: $1 = KZT 431.82

Gross Loan Portfolio, KZT 000’s

133 434 918

growth/decline: -1.1%

Number of active clients

221 351

growth/decline: -10.7%

PAR>30 days + restructured, KZT 000’s

54 235 707

share: 40.2%

Number of female clients

125 747

share: 57%

Number of clients from rural areas

148 483

share: 67%

Number of employees

1 795

Number of credit employees

913

share: 51%

NOTE: USD/KZT exchange rate as of 1 July 2020: $1 = KZT 403.93

Gross Loan Portfolio, KZT 000’s

135 335 628

growth/decline: +0.3%

Number of active clients

225 135

growth/decline: -9.2%

PAR>30 days + restructured, KZT 000’s

71 954 037

share: 53.2%

Number of female clients

128 186

share: 57%

Number of clients from rural areas

150 257

share: 67%

Number of employees

1 922

Number of credit employees

961

share: 50%

NOTE: USD/KZT exchange rate as of 1 April 2020: $1 = KZT 447.67

Gross Loan Portfolio, KZT 000’s

133 648 555

growth/decline: -0.9%

Number of active clients

239 508

growth/decline: -3.4%

PAR>30 days + restructured, KZT 000’s

6 129 977

share: 4.6%

Number of female clients

137 431

share: 57%

Number of clients from rural areas

160 317

share: 67%

Number of employees

1 980

Number of credit employees

1 006

share: 51%

NOTE: USD/KZT exchange rate as of 1 October 2019: $1 = KZT 387.99

Gross Loan Portfolio, KZT 000’s

135 566 183

growth/decline: +14.4%

Number of active clients

247 987

growth/decline: +1.8%

PAR>30 days + restructured, KZT 000’s

5 097 236

share: 3,8%

Number of female clients

144 318

share: 58%

Number of clients from rural areas

164 641

share: 66%

Number of employees

1 993

Number of credit employees

1 055

share: 53%

NOTE: USD/KZT exchange rate as of 1 July 2019: $1= KZT 380.53

Gross Loan Portfolio, KZT 000’s

133 890 999

growth/decline: +13.0%

Number of active clients

254 426

growth/decline: +4.2%

PAR>30 days + restructured, KZT 000’s

4 533 323

share: 3.4%

Number of female clients

148 388

share: 58%

Number of clients from rural areas

169 876

share: 67%

Number of employees

1 972

Number of credit employees

1 058

share: 54%

NOTE: USD/KZT exchange rate as of 1 April 2019: $1 = KZT 380.04

Gross Loan Portfolio, KZT 000’s

124 220 172

growth/decline: +4.9%

Number of active clients

243 715

growth/decline: +1.9%

PAR>30 days + restructured, KZT 000’s

4 061 673

share: 3.3%

Number of female clients

146 556

share: 59%

Number of clients from rural areas

166 167

share: 67%

Number of employees

1 938

Number of credit employees

1 057

share: 55%

NOTE: USD/KZT exchange rate as of 1 January 2019: $1 = KZT 384.2

Gross Loan Portfolio, KZT 000’s

118 463 328

growth/decline: +35.3%

Number of active clients

243 715

growth/decline: +10.3%

PAR>30 days + restructured, KZT 000’s

2 351 441

share: 2.0%

Number of female clients

145 900

share: 60%

Number of clients from rural areas

162 865

share: 67%

Number of employees

1 908

Number of credit employees

1 046

share: 55%

NOTE: USD/KZT exchange rate as of 1 October 2018: $1 = KZT 363.07

Gross Loan Portfolio, KZT 000’s

110 467 340

growth/decline: +26.1%

Number of active clients

232 546

growth/decline: +5.3%

PAR>30 days + restructured, KZT 000’s

2 780 029

share: 2.5%

Number of female clients

140 185

share: 60%

Number of clients from rural areas

155 015

share: 67%

Number of employees

1789

Number of credit employees

958

share: 53%

NOTE: USD/KZT exchange rate as of 1 July 2018: $1 = KZT 341.08

Gross Loan Portfolio, KZT 000’s

102 664 872

growth/decline: +17.2%

Number of active clients

224 750

growth/decline: +1.7%

PAR>30 days + restructured, KZT 000’s

2 692 216

share: 267%

Number of female clients

135 677

share: 60%

Number of clients from rural areas

148 841

share: 66%

Number of employees

1731

Number of credit employees

910

share: 53%

NOTE: USD/KZT exchange rate as of 1 April 2018: $1 = KZT 318.31

Gross Loan Portfolio, KZT 000’s

93 861 236

growth/decline: +7.2%

Number of active clients

221 850

growth/decline: +0.4%

PAR>30 days + restructured, KZT 000’s

2 501 007

share: 2.7%

Number of female clients

135 623

share: 61%

Number of clients from rural areas

146 865

share: 66%

Number of employees

1720

Number of credit employees

906

share: 53%

NOTE: USD/KZT exchange rate as of 1 January 2020: $1= KZT 382.59

Gross Loan Portfolio, KZT 000’s

134 880 142

growth/decline: +13.9%

Number of active clients

248 007

growth/decline: +1.8%

PAR>30 days + restructured, KZT 000’s

5 570 228

share: 4.1%

Number of female clients

144 304

share: 58%

Number of clients from rural areas

165 131

share: 67%

Number of employees

1 960

Number of credit employees

1 022

share: 52%

NOTE: USD/KZT exchange rate as of 1 January 2018: $1 = KZT 332.33

Gross Loan Portfolio, KZT 000’s

87 584 168

growth/decline: +70.1%

Number of active clients

220 903

growth/decline: +20.5%

PAR>30 days + restructured, KZT 000’s

1 087 254

share: 2.4%

Number of female clients

137 454

share: 62%

Number of clients from rural areas

144 984

share: 66%

Number of employees

1 693

Number of credit employees

831

share: 49%

NOTE: USD/KZT exchange rate as of 1 October 2017: $1 = KZT 341.19

Gross Loan Portfolio, KZT 000’s

81 762 435

growth/decline: +58.8%

Number of active clients

211 736

growth/decline: +15.5%

PAR>30 days + restructured, KZT 000’s

1 760 094

share: 2.2%

Number of female clients

132 367

share: 63%

Number of clients from rural areas

151 789

share: 72%

Number of employees

1 709

Number of credit employees

850

share: 50%

NOTE: USD/KZT exchange rate as of 1 July 2017: $1 = KZT 322.27

Gross Loan Portfolio, KZT 000’s

70 293 051

growth/decline: +36.5%

Number of active clients

200 877

growth/decline: +9.6%

PAR>30 days + restructured, KZT 000’s

1 558 001

share: 2.2%

Number of female clients

125 451

share: 62%

Number of clients from rural areas

143 281

share: 71%

Number of employees

1 757

Number of credit employees

874

share: 50%

NOTE: USD/KZT exchange rate as of 1 April 2017: $1 = KZT 313.73

Gross Loan Portfolio, KZT 000’s

57 904 265

growth/decline: +12.46%

Number of active clients

190 879

growth/decline: +4.12%

PAR>30 days + restructured, KZT 000’s

1 458 110

share: 2.52%

Number of female clients

120 452

share: 63%

Number of clients from rural areas

138 020

share: 72%

Number of employees

1 731

Number of credit employees

866

share: 50%

NOTE: USD/KZT exchange rate as of 1 January 2016: $1 = KZT 333.29

Gross Loan Portfolio, KZT 000’s

51 488 867

growth/decline: +48.21%

Number of active clients

183 331

growth/decline: +20.69%

PAR>30 days + restructured, KZT 000’s

1 247 376

share: 2.42%

Number of female clients

117 032

share: 64%

Number of clients from rural areas

129 822

share: 71%

Number of employees

1 536

Number of credit employees

804

share: 52%

NOTE: USD/KZT exchange rate as of 1 October 2016: $1 = KZT 335.46

Gross Loan Portfolio, KZT 000’s

47 468 824

growth/decline: +36.63%

Number of active clients

174 423

growth/decline: +14.82%

PAR>30 days + restructured, KZT 000’s

1 174 772

share: 2.47%

Number of female clients

111 319

share: 64%

Number of clients from rural areas

122 224

share: 70%

Number of employees

1 514

Number of credit employees

786

share: 52%

NOTE: USD/KZT exchange rate as of 1 April 2016: $1 = KZT 338.66

Gross Loan Portfolio, KZT 000’s

41 034 435

growth/decline: +18.11%

Number of active clients

163 971

growth/decline: +7.94%

PAR>30 days + restructured, KZT 000’s

1 111 075

share: 2.71%

Number of female clients

104 038

share: 63%

Number of clients from rural areas

113 713

share: 69%

Number of employees

1 475

Number of credit employees

770

share: 52%

NOTE: USD/KZT exchange rate as of 1 April 2016: $1 = KZT 343.62

Gross Loan Portfolio, KZT 000’s

36 648 315

growth/decline: +5.49%

Number of active clients

156 714

growth/decline: +3.17%

PAR>30 days + restructured, KZT 000’s

1 088 519

share: 2.97%

Number of female clients

100 039

share: 64%

Number of clients from rural areas

109 084

share: 70%

Number of employees

1 393

Number of credit employees

695

share: 50%

NOTE: USD/KZT exchange rate as of 1 January 2016: $1 = KZT 340.01

Gross Loan Portfolio, KZT 000’s

34 741 614

growth/decline: +23.95%

Number of active clients

151 904

growth/decline: +17.98%

PAR>30 days + restructured, KZT 000’s

842 609

share: 2.43%

Number of female clients

98 235

share: 65%

Number of clients from rural areas

105 817

share: 70%

Number of employees

1 397

Number of credit employees

691

share: 49%

NOTE: USD/KZT exchange rate as of 1 October 2015: $1 = KZT 270.89

Gross Loan Portfolio, KZT 000’s

32 623 814

growth/decline: +16.40%

Number of active clients

144 730

growth/decline: +12.41%

PAR>30 days + restructured, KZT 000’s

738 443

share: 2.43%

Number of female clients

94 089

share: 65%

Number of clients from rural areas

98 664

share: 68%

Number of employees

1 411

Number of credit employees

710

share: 50%

NOTE: USD/KZT exchange rate as of 1 July 2015: $1 = KZT 186.20

Gross Loan Portfolio, KZT 000’s

29 768 005

growth/decline: +6.21%

Number of active clients

138 489

growth/decline: +7.56%

PAR>30 days + restructured, KZT 000’s

738 176

share: 2.48%

Number of female clients

89 850

share: 65%

Number of clients from rural areas

92 700

share: 67%

Number of employees

1 343

Number of credit employees

664

share: 49%

NOTE: USD/KZT exchange rate as of 1 April 2015: $1 = KZT 185.65

Gross Loan Portfolio, KZT 000’s

29 054 062

growth/decline: +3.66%

Number of active clients

135 597

growth/decline: +5.31%

PAR>30 days + restructured, KZT 000’s

582 064

share: 2.00%

Number of female clients

89 396

share: 66%

Number of clients from rural areas

89 998

share: 66%

Number of employees

1 311

Number of credit employees

661

share: 50%

NOTE: USD/KZT exchange rate as of 1 January 2015: $1 = KZT 182.35

Gross Loan Portfolio, KZT 000’s

28 028 145

growth/decline: +55.58%

Number of active clients

128 757

growth/decline: +30.89%

PAR>30 days + restructured, KZT 000’s

373 299

share: 1.33%

Number of female clients

86 455

share: 67%

Number of clients from rural areas

84 699

share: 66%

Number of employees

1 252

Number of credit employees

625

share: 50%

NOTE: Note: USD/KZT exchange rate as of 1 October 2014: $1 = KZT 181.90

Gross Loan Portfolio, KZT 000’s

25 487 422

growth/decline: +41.48%

Number of active clients

119 944

growth/decline: +18.36%

PAR>30 days + restructured, KZT 000’s

350 980

share: 1.38%

Number of female clients

80 931

share: 67%

Number of clients from rural areas

78 287

share: 65%

Number of employees

1 239

Number of credit employees

617

share: 50%

NOTE: USD/KZT exchange rate as of 1 August 2014: $1 = KZT 183.28

Gross Loan Portfolio, KZT 000’s

21 897 261

growth/decline: +21.55%

Number of active clients

111 612

growth/decline: +13.46%

PAR>30 days + restructured, KZT 000’s

329 624

share: 1.51%

Number of female clients

75 428

share: 68%

Number of clients from rural areas

76 377

share: 68%

Number of employees

1 230

Number of credit employees

611

share: 50%

NOTE: USD/KZT exchange rate as of 1 April 2014: $1 = KZT 182.06

Gross Loan Portfolio, KZT 000’s

19 315 258

growth/decline: +7.22%

Number of active clients

104 549

growth/decline: +6.28%

PAR>30 days + restructured, KZT 000’s

313 637

share: 1.62%

Number of female clients

71 936

share: 69%

Number of clients from rural areas

71 036

share: 68%

Number of employees

1 216

Number of credit employees

610

share: 50%

NOTE: Note: USD/KZT exchange rate as of 1 January 2014: $1 = KZT 154.06

Gross Loan Portfolio, KZT 000’s

18 014 800

growth/decline: +44.49%

Number of active clients

98 374

growth/decline: +33.57%

PAR>30 days + restructured, KZT 000’s

275 543

share: 1.53%

Number of female clients

69 089

share: 70%

Number of clients from rural areas

66 323

share: 67%

Number of employees

1 147

Number of credit employees

571

share: 50%

NOTE: USD/KZT exchange rate as of 1 October 2013: $1 = KZT 153.81

Gross Loan Portfolio, KZT 000’s

16 002 321

growth/decline: +28.35%

Number of active clients

88 851

growth/decline: +20.64%

PAR>30 days + restructured, KZT 000’s

217 844

share: 1.36%

Number of female clients

62 616

share: 71%

Number of clients from rural areas

62 101

share: 70%

Number of employees

1 082

Number of credit employees

553

share: 50%

NOTE: USD/KZT exchange rate as of 1 July 2013: $1 = KZT 151.65

Gross Loan Portfolio, KZT 000’s

14 080 558

growth/decline: +12.93%

Number of active clients

81 989

growth/decline: +11.32%

PAR>30 days + restructured, KZT 000’s

208 363

share: 1.48%

Number of female clients

57 730

share: 70%

Number of clients from rural areas

57 693

share: 70%

Number of employees

1 021

Number of credit employees

614

share: 50%

NOTE: USD/KZT exchange rate as of 1 April 2013: $1 = KZT 150.84

Gross Loan Portfolio, KZT 000’s

12 467 774

growth/decline: ~0%

Number of active clients

76 283

growth/decline: +3.57%

PAR>30 days + restructured, KZT 000’s

189 083

share: 1.5%

Number of female clients

54 434

share: 71%

Number of clients from rural areas

57 306

share: 75%

Number of employees

941

Number of credit employees

481

share: 51%