statistics
As of 1 October 2017

NOTE: USD/KZT exchange rate as of 1 October 2017: $1 = KZT 341.19

Gross Loan Portfolio, KZT 000’s

81 762 435

growth/decline: +58.8%

Number of active clients

211 736

growth/decline: +15.5%

PAR>30 days + restructured, KZT 000’s

1 760 094

share: 2.2%

Number of female clients

132 367

share: 63%

Number of clients from rural areas

151 789

share: 72%

Number of employees

1 709

Number of credit employees

850

share: 50%

As of 1 July 2017

NOTE: USD/KZT exchange rate as of 1 July 2017: $1 = KZT 322.27

Gross Loan Portfolio, KZT 000’s

70 293 051

growth/decline: +36.5%

Number of active clients

200 877

growth/decline: +9.6%

PAR>30 days + restructured, KZT 000’s

1 558 001

share: 2.2%

Number of female clients

125 451

share: 62%

Number of clients from rural areas

143 281

share: 71%

Number of employees

1 757

Number of credit employees

874

share: 50%

As of 1 April 2017

NOTE: USD/KZT exchange rate as of 1 April 2017: $1 = KZT 313.73

Gross Loan Portfolio, KZT 000’s

57 904 265

growth/decline: +12.46%

Number of active clients

190 879

growth/decline: +4.12%

PAR>30 days + restructured, KZT 000’s

1 458 110

share: 2.52%

Number of female clients

120 452

share: 63%

Number of clients from rural areas

138 020

share: 72%

Number of employees

1 731

Number of credit employees

866

share: 50%

As of 1 January 2017

NOTE: USD/KZT exchange rate as of 1 January 2016: $1 = KZT 333.29

Gross Loan Portfolio, KZT 000’s

51 488 867

growth/decline: +48.21%

Number of active clients

183 331

growth/decline: +20.69%

PAR>30 days + restructured, KZT 000’s

1 247 376

share: 2.42%

Number of female clients

117 032

share: 64%

Number of clients from rural areas

129 822

share: 71%

Number of employees

1 536

Number of credit employees

804

share: 52%

As of 1 October 2016

NOTE: USD/KZT exchange rate as of 1 October 2016: $1 = KZT 335.46

Gross Loan Portfolio, KZT 000’s

47 468 824

growth/decline: +36.63%

Number of active clients

174 423

growth/decline: +14.82%

PAR>30 days + restructured, KZT 000’s

1 174 772

share: 2.47%

Number of female clients

111 319

share: 64%

Number of clients from rural areas

122 224

share: 70%

Number of employees

1 514

Number of credit employees

786

share: 52%

As of 1 July 2016

NOTE: USD/KZT exchange rate as of 1 April 2016: $1 = KZT 338.66

Gross Loan Portfolio, KZT 000’s

41 034 435

growth/decline: +18.11%

Number of active clients

163 971

growth/decline: +7.94%

PAR>30 days + restructured, KZT 000’s

1 111 075

share: 2.71%

Number of female clients

104 038

share: 63%

Number of clients from rural areas

113 713

share: 69%

Number of employees

1 475

Number of credit employees

770

share: 52%

As of 1 April 2016

NOTE: USD/KZT exchange rate as of 1 April 2016: $1 = KZT 343.62

Gross Loan Portfolio, KZT 000’s

36 648 315

growth/decline: +5.49%

Number of active clients

156 714

growth/decline: +3.17%

PAR>30 days + restructured, KZT 000’s

1 088 519

share: 2.97%

Number of female clients

100 039

share: 64%

Number of clients from rural areas

109 084

share: 70%

Number of employees

1 393

Number of credit employees

695

share: 50%

As of 1 January 2016

NOTE: USD/KZT exchange rate as of 1 January 2016: $1 = KZT 340.01

Gross Loan Portfolio, KZT 000’s

34 741 614

growth/decline: +23.95%

Number of active clients

151 904

growth/decline: +17.98%

PAR>30 days + restructured, KZT 000’s

842 609

share: 2.43%

Number of female clients

98 235

share: 65%

Number of clients from rural areas

105 817

share: 70%

Number of employees

1 397

Number of credit employees

691

share: 49%

As of 1 October 2015

NOTE: USD/KZT exchange rate as of 1 October 2015: $1 = KZT 270.89

Gross Loan Portfolio, KZT 000’s

32 623 814

growth/decline: +16.40%

Number of active clients

144 730

growth/decline: +12.41%

PAR>30 days + restructured, KZT 000’s

738 443

share: 2.43%

Number of female clients

94 089

share: 65%

Number of clients from rural areas

98 664

share: 68%

Number of employees

1 411

Number of credit employees

710

share: 50%

As of 1 July 2015

NOTE: USD/KZT exchange rate as of 1 July 2015: $1 = KZT 186.20

Gross Loan Portfolio, KZT 000’s

29 768 005

growth/decline: +6.21%

Number of active clients

138 489

growth/decline: +7.56%

PAR>30 days + restructured, KZT 000’s

738 176

share: 2.48%

Number of female clients

89 850

share: 65%

Number of clients from rural areas

92 700

share: 67%

Number of employees

1 343

Number of credit employees

664

share: 49%

As of 1 April 2015

NOTE: USD/KZT exchange rate as of 1 April 2015: $1 = KZT 185.65

Gross Loan Portfolio, KZT 000’s

29 054 062

growth/decline: +3.66%

Number of active clients

135 597

growth/decline: +5.31%

PAR>30 days + restructured, KZT 000’s

582 064

share: 2.00%

Number of female clients

89 396

share: 66%

Number of clients from rural areas

89 998

share: 66%

Number of employees

1 311

Number of credit employees

661

share: 50%

As of 1 January 2015

NOTE: USD/KZT exchange rate as of 1 January 2015: $1 = KZT 182.35

Gross Loan Portfolio, KZT 000’s

28 028 145

growth/decline: +55.58%

Number of active clients

128 757

growth/decline: +30.89%

PAR>30 days + restructured, KZT 000’s

373 299

share: 1.33%

Number of female clients

86 455

share: 67%

Number of clients from rural areas

84 699

share: 66%

Number of employees

1 252

Number of credit employees

625

share: 50%

As of 1 October 2014

NOTE: Note: USD/KZT exchange rate as of 1 October 2014: $1 = KZT 181.90

Gross Loan Portfolio, KZT 000’s

25 487 422

growth/decline: +41.48%

Number of active clients

119 944

growth/decline: +18.36%

PAR>30 days + restructured, KZT 000’s

350 980

share: 1.38%

Number of female clients

80 931

share: 67%

Number of clients from rural areas

78 287

share: 65%

Number of employees

1 239

Number of credit employees

617

share: 50%

As of 1 August 2014

NOTE: USD/KZT exchange rate as of 1 August 2014: $1 = KZT 183.28

Gross Loan Portfolio, KZT 000’s

21 897 261

growth/decline: +21.55%

Number of active clients

111 612

growth/decline: +13.46%

PAR>30 days + restructured, KZT 000’s

329 624

share: 1.51%

Number of female clients

75 428

share: 68%

Number of clients from rural areas

76 377

share: 68%

Number of employees

1 230

Number of credit employees

611

share: 50%

As of 1 April 2014

NOTE: USD/KZT exchange rate as of 1 April 2014: $1 = KZT 182.06

Gross Loan Portfolio, KZT 000’s

19 315 258

growth/decline: +7.22%

Number of active clients

104 549

growth/decline: +6.28%

PAR>30 days + restructured, KZT 000’s

313 637

share: 1.62%

Number of female clients

71 936

share: 69%

Number of clients from rural areas

71 036

share: 68%

Number of employees

1 216

Number of credit employees

610

share: 50%

As of 1 January 2014

NOTE: Note: USD/KZT exchange rate as of 1 January 2014: $1 = KZT 154.06

Gross Loan Portfolio, KZT 000’s

18 014 800

growth/decline: +44.49%

Number of active clients

98 374

growth/decline: +33.57%

PAR>30 days + restructured, KZT 000’s

275 543

share: 1.53%

Number of female clients

69 089

share: 70%

Number of clients from rural areas

66 323

share: 67%

Number of employees

1 147

Number of credit employees

571

share: 50%

As of 1 October 2013

NOTE: USD/KZT exchange rate as of 1 October 2013: $1 = KZT 153.81

Gross Loan Portfolio, KZT 000’s

16 002 321

growth/decline: +28.35%

Number of active clients

88 851

growth/decline: +20.64%

PAR>30 days + restructured, KZT 000’s

217 844

share: 1.36%

Number of female clients

62 616

share: 71%

Number of clients from rural areas

62 101

share: 70%

Number of employees

1 082

Number of credit employees

553

share: 50%

As of 1 July 2013

NOTE: USD/KZT exchange rate as of 1 July 2013: $1 = KZT 151.65

Gross Loan Portfolio, KZT 000’s

14 080 558

growth/decline: +12.93%

Number of active clients

81 989

growth/decline: +11.32%

PAR>30 days + restructured, KZT 000’s

208 363

share: 1.48%

Number of female clients

57 730

share: 70%

Number of clients from rural areas

57 693

share: 70%

Number of employees

1 021

Number of credit employees

614

share: 50%

As of 1 April 2013

NOTE: USD/KZT exchange rate as of 1 April 2013: $1 = KZT 150.84

Gross Loan Portfolio, KZT 000’s

12 467 774

growth/decline: ~0%

Number of active clients

76 283

growth/decline: +3.57%

PAR>30 days + restructured, KZT 000’s

189 083

share: 1.5%

Number of female clients

54 434

share: 71%

Number of clients from rural areas

57 306

share: 75%

Number of employees

941

Number of credit employees

481

share: 51%